The Pradhan Mantri Awas Yojana (PMAY) helps eligible families apply for affordable housing benefits through a structured digital process. The application method differs depending on whether you live in an urban area (PMAY-U 2.0) or a rural area (PMAY-G).
Here is a complete step-by-step guide explaining how to apply and track your application safely.
Online Application Process for Urban Areas (PMAY-U 2.0)
Step 1: Visit the Official Portal
Go to the official PMAY-Urban portal.
Step 2: Citizen Assessment
Click on the “Citizen Assessment” tab available on the homepage.
Step 3: Aadhaar Verification
Enter:
- Your 12-digit Aadhaar number
- Your name (as per Aadhaar)
The system verifies your identity in real time.
Step 4: Fill the Application Form
After verification, a detailed application form will open. You must provide:
- Family member details (Aadhaar numbers for all members)
- Current address and contact information
- Bank account details (mandatory for subsidy transfer)
- Household income details
Step 5: Submit Application & Save Assessment ID
After clicking “Save,” an Assessment ID will be generated.
Keep this ID safe, as it is required to track your application status.
Application Process for Rural Areas (PMAY-G)
Unlike the urban scheme, PMAY-G mainly works through a selection-based system using SECC (Socio-Economic Caste Census) data.
How to Apply
- You can log in to the official portal, but most registrations are handled through:
- Gram Panchayat
- Local Jan Suvidha Kendra
Selection Process
- The Gram Sabha prepares a priority list of economically weaker families.
- If your name is not included, you can submit a request to your Block Development Officer (BDO) for consideration.
Warning: Avoid PMAY Scams
No Agents Required
There is no authorized agent who can guarantee housing approval. The entire system operates digitally through government verification.
No Application Fee
- Online application on the official portal is completely free.
- If applying through a Common Service Centre (CSC), a small processing fee of approximately ₹25 + GST may be charged.
Conclusion
Applying for PMAY benefits has been simplified through online systems for urban applicants and local governance processes for rural beneficiaries. By following the official application steps and avoiding unauthorized intermediaries, applicants can safely register and track their housing subsidy benefits.