The Pradhan Mantri Awas Yojana (PMAY) helps eligible families apply for affordable housing benefits through a structured digital process. The application method differs depending on whether you live in an urban area (PMAY-U 2.0) or a rural area (PMAY-G). Here is a complete step-by-step guide explaining how to apply and track your application safely. Online … Read more
A Mumbai woman successfully avoided paying income tax after selling two residential properties worth ₹6 crore, and the Income Tax Appellate Tribunal (ITAT) Mumbai ruled in her favor. The case became significant because she claimed Section 54 Long-Term Capital Gains (LTCG) exemption after reinvesting the sale proceeds into another residential property owned by her husband … Read more
In 2026, the potential of the used chaipatti (tea waste) business has evolved from a niche hobby into a structured industrial opportunity. India produces over 1 million tonnes of tea annually, creating a massive volume of waste that remains largely untapped. This waste is not just organic residue — it is a valuable industrial raw … Read more
If you are a woman who wants to start a business instead of depending on others, several government initiatives in India are designed specifically to support women entrepreneurs. From funding and training to marketing platforms and mentorship, these schemes help women build independent businesses across multiple sectors. Here is a complete guide to important government … Read more
Wedding gifts received in India are generally tax-exempt, but only when they are properly documented. Without adequate proof, large cash deposits may be treated as unexplained income, which can be taxed at 60% plus penalties. Maintaining proper records ensures that wedding gifts are legally recognized and avoids future tax complications. Here is a complete guide … Read more
When buying, inheriting, or verifying property ownership in India, proper documentation is critical. Property ownership is not determined by a single paper but by a combination of legal records that establish title, transfer history, and physical possession. Below is a detailed explanation of the key property documents you should understand and verify. 1. Copy of … Read more
Buying a car is a major financial decision, but many people are unaware that there are legal ways to reduce the effective cost through tax planning. Whether you are a salaried employee, freelancer, or business owner, certain strategies can help lower taxes and overall ownership costs. Here are some important car-buying tax hacks explained step … Read more
When claiming capital gains tax exemption under Section 54, simply selling a property and buying another is not enough. The Income Tax Act defines specific rules related to timing, property usage, investment limits, and eligibility conditions. Understanding these rules correctly is essential to claim the exemption without facing tax issues later. Below are the key … Read more
The Capital Gains Account Scheme (CGAS) is a special bank account created to help taxpayers temporarily park their capital gains profit until they are ready to invest in a new property. Instead of immediately paying tax on capital gains, this scheme allows you to hold the funds safely while planning your real estate investment within … Read more
Starting a traditional petrol pump in India can require an investment of ₹3–4 crore, which makes it inaccessible for many entrepreneurs. But what if you could start a similar fuel business at just 10–15% of that cost? The Jio-bp Fuel4U program offers an opportunity to operate a mobile fuel delivery business through a Mobile Dispensing … Read more